As lenders pivot to a purchase-centric mortgage business, the USDA CTP loan presents an opportunity to offer more construction financing while minimizing credit risk. This unique product is the only consumer construction program available that is fully securatizable (and therefore saleable) at closing of the loan, offering numerous benefits to borrowers and lenders.  

There is no end in sight to the historic surge in demand for new housing. Lenders need to prepare for this opportunity with a diverse mortgage offering, including USDA CTP to address the housing needs in rural or lower-income areas. Land Gorilla will be joined by Joaquin Tremols and David Corwin with the USDA to review:


  • The basics of the USDA CTP program
  • Highlight the differentiators and benefits
  • Describe best use cases 
  • Discuss how to get started